How Roofing Contractors and Insurance Companies Work Together.

Texas residents experience almost every type of extreme weather. The siding and roofs of the homes in the area can be damaged by hail, and high winds from tornadoes or thunderstorms can damage your roof’s shingles. If your home is insured, it is better to start working with a roofing contractor first and let them make all the arrangements with the insurance company. Experienced and reputable roofing contractors work closely with insurance companies to help homeowners receive fair reimbursement for the damage. Involving a qualified roofer early in the process is the best way to avoid frustration and get properly compensated for the repairs that are needed.

How Will a Roofing Contractor Help With Your Insurance Claim?

When you file a claim, your insurance company will assign claims adjuster or an independent assessor to assess the damage. It may happen that the accessor may not fully understand local codes or may miss certain types of damage. It will result in that you will be responsible for paying the difference between the payment assigned and the actual cost of repairs. That’s why it is wise to contact a reputable roofing company that offers a free roofing inspection.

1. The roofer will make an roof inspection and document the damage.

2. If necessary, the roofer will do emergency roof repairs to prevent further damage. The insurance company could refuse to pay the additional costs if you did not do everything you could to stop water from entering through a damaged roof.

3. The presence of the roofer during the adjuster’s inspection allows the roofer to explain the including of certain items or to point out damage that the adjuster might overlook.

4. Once the insurance company calculates the amount of your claim, the contractor will discuss your options, trying to provide you the best services available at your budget.

5. After you have signed a contract, the roofer will start working on your project. In most cases, you will need to pay your deductible at that time, and, if applicable, any difference between the amount that the insurance company payment and the actual cost.

6. If your insurance company requires an inspection upon completion, your roofer will meet with the company’s inspector to demonstrate that your new roof has been properly installed or that repairs have been properly completed.